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  • Premium Persistency Study of Flexible Premium Universal Life Products Report
    indicated all products were fully underwritten. The primary target markets reported for ULSG products were ... relationships, not to build up cash values. As such, care should be taken in pricing conducted assuming an ...

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    • Authors: Society of Actuaries
    • Date: May 2012
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life
  • 2018 Universal Life with Secondary Guarantees Survey: Survey of Assumptions for Policyholder in the Tail
    40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ... actuaries, who have a rigorous formal education and direct experience as practitioners as they perform applied ...

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    • Authors: Jeffrey Hartman
    • Date: Sep 2018
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • A Linear Programming Approach to Maximizing Policyholder Value
    models are often quits theoretical and do not find direct application to the insurance sales process. ... be L, - (i + iLc } L,. I. This approach is more direct, but oomewhat leas natural. Th~s same co~e~ent-applies ...

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    • Authors: Michael Conwill
    • Date: Jan 1991
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Actuarial Research Clearing House
    • Topics: Finance & Investments; Life Insurance>Universal life; Modeling & Statistical Methods
  • The Practical Use of Recursive Functions
    The Practical Use of Recursive Functions This paper discusses some powerful uses of recursive ... called transformation functions. They did enable the direct calculation of Universal Life premiums. 451 ...

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    • Authors: L Giles
    • Date: Jan 1993
    • Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
    • Publication Name: Actuarial Research Clearing House
    • Topics: Life Insurance>Universal life; Life Insurance>Whole life
  • Actuarial Research Clearing House 1993 VOL. 3 Speeding Up Universal Life Calculations in BASIC
    can expand this to matur i ty of the policy and direct ly ca lcu la te a guidel ine premium or target ... age year by year. " Calculate Target Premium Direct ly . . . . . . . . . . . . . . . . . . . . .

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    • Authors: Dennis Radliff
    • Date: Jan 1993
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Actuarial Research Clearing House
    • Topics: Life Insurance>Universal life
  • 2017 Universal Life with Secondary Guarantees Survey
    with a heavier proportion using wirehouse and direct distribution relative to prior years. Figure ... 40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Jeffrey Hartman
    • Date: Jul 2017
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
    Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 ... 80% 90% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Stephen Hodges, Charles M Bremer
    • Date: Jan 2014
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
    Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee ... 40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
    • Date: Apr 2016
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Source of Earnings Analysis for Flexible Premium and Interest-Sensitive Life and Annuity Products
    Source of Earnings Analysis for Flexible Premium and Interest-Sensitive Life and Annuity Products ... UL and other interest-sensitive products. The primary difficulty lies in the variability of the account ...

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    • Authors: Robert Stein, Joseph H Tan
    • Date: Oct 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Annuities>Fixed annuities; Enterprise Risk Management>Financial management; Life Insurance>Universal life
  • Source-of-Earnings Analysis under FAS 97 Universal Life Accounting
    Source-of-Earnings Analysis under FAS 97 Universal Life Accounting This paper illustrates a ... defined by FAS 97. The suggested procedure is a direct extension of source-of-earnings analysis. To help ...

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    • Authors: Joseph H Tan
    • Date: Oct 1989
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Transactions of the SOA
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Universal life